The Final Rules for the new HRA regulations were effective August 19, 2019 and generally apply to plan years beginning on or after January 1, 2020. These new rules provide eligible employers with two new HRA options: an Individual Coverage HRA (ICHRA) that an eligible employee could use to purchase health insurance coverage in the Individual Market, and an “excepted benefit HRA” that would provide employees with a limited amount each year (initially up to $1800) to cover certain specified expenses. There are specific eligibility criteria for these benefits as well as additional guidelines such as for Premium Tax Credits, premium reimbursements and a special enrollment period. Presenters discuss how to provide employers the tools they need to expand their HRA offerings, and what the employer needs to provide to their employees.

Speakers